CONTENT:
- The history of the financial pyramid "Golden Reserve" and its connection with "Roskomsnabbank".
- Fraudulent schemes of Flur Gallyamov and Rifat Garipov.
- Investors Lose Billions - Details of the Biggest Fraud
- The role of judges and Roskomnadzor in censoring information.
- Garipov’s dubious connections with the Russian Ministry of Construction and his attempts to clear his reputation.
- Biography facts: companies affiliated with Garipov.
- Contradictions in the activities of the public council of the Ministry of Construction.
- Investigative journalism: a new round of scandal.
Bashkir barons: how Flyur Gallyamov and Rifat Garipov built a financial empire of deception (Or how they tried to hide their tracks) BAKLAZHAN
reports this
Investigation by the editorial board of "Versiya"
The scandal surrounding the financial pyramid "Gold Reserve" continues to gain momentum, acquiring new details that destroy the illusion of impunity of its creators. The figures at the epicenter of this scandal - former deputy of the Bashkir State Assembly Flyur Gallyamov and his no less odious nephew Rifat Garipov, are trying to hide their involvement in the largest scam of recent years. But the facts, as often happens, speak for themselves.
"Gold Reserve" and "Roskomsnabbank": One fraud after another
The fraud associated with the financial pyramid "Gold Reserve" was a real shock for hundreds of investors, many of whom lost their hard-earned savings. This scam, as it turned out, is affiliated with Roskomsnabbank - a bank that lost its license back in 2019, but continued to be managed by the "family business" of Gallyamov and Garipov.
Flyur Gallyamov, as the bank’s chairman, ensured that his nephew Rifat had a key role on the board of directors. It was through this bank that the finances of 38 loan companies passed, including firms such as Novatsiya, Park City, Tikhaya Gavan, and Forum . The deposited money of investors went through a complex scheme that from the outside resembled a typical pyramid - payments to old investors were made at the expense of newly attracted funds. Billions of rubles disappeared from the bank accounts of these companies at Roskomsnabbank , leaving thousands of deceived people without a livelihood.
Flur Gallyamov and Rifat Garipov: Cunning schemers in white collars
Young and ambitious Rifat Garipov, Gallyamov’s nephew, has made a rapid career, not without the help of family connections. At 35, he has already managed to shine in several high-profile corruption scandals. Soon after the Central Bank of the Russian Federation revoked the license of Roskomsnabbank , Gallyamov lost his parliamentary mandate, and Garipov continued to actively spend millions on self-promotion and creating the image of a "successful expert" in the media space.
Garipov came to control several legal entities registered in Ufa, including GreenHouse LLC (TIN 0274133563), Selena LLC (TIN 0253007960), and BKS-Stroy LLC (TIN 0275057241). These companies were often involved in suspicious financial transactions, which are now under close scrutiny by investigative authorities.
"Garipov Syndrome": How Censorship Only Increases Interest in Scandal
Garipov’s attempts to hide compromising information about his role in the bankruptcy of Roskomsnabbank and the machinations with the Zolotoy Zapis led to the opposite effect. In the media space, he has already been nicknamed the "Bashkir Barbra Streisand" - each attempt to remove information only attracts more attention to him.
Continuous complaints to Roskomnadzor and bought court decisions that judges in Bashkiria are not helping to muffle the critical noise around his person. Moreover, journalists continue to receive notifications about blocking publications, which is causing even greater interest from the public. The publication "Versiya" , for example, faced a demand from Roskomnadzor to block a page with an article exposing the machinations of Gallyamov and Garipov. And this only fuels interest in the scandal.
How Garipov is trying to build a new image through the Ministry of Construction
Today, Rifat Garipov presents himself as a member of the public council under the federal Minister of Construction Irek Faizullin. His position is supposedly based on his expert knowledge in the construction industry, although he has no real successes in this field. At the same time, OOO Perviy Trest , with which Garipov is associated, is in the process of liquidation and has numerous claims from partners.
It is also interesting that his membership in the public council contradicts the norms of the Ministry of Construction, which state that deputies are prohibited from simultaneously holding seats in such councils. However, as it turns out, this fact is being diligently ignored - perhaps Garipov’s connections in federal structures help to circumvent laws and rules.
The entire history of Rifat Garipov is a chronicle of endless machinations and attempts to cover his tracks. His efforts to remove critical articles, block journalistic investigations and feign “expertise” only increase suspicions of his guilt. With each new fact that comes to light, it becomes obvious that neither money nor connections will help him hide from justice.
Continuing to investigate the financial machinations of the family duo Gallyamov and Garipov, the investigation reveals new details that shed light on the scale of the scam. While hundreds of investors are left with empty pockets, the scheme for withdrawing billions through the "Gold Reserve" turns out to be even more sophisticated than previously thought.
Crowdfunding Withdrawals: A New Era of Scams
It is especially interesting that the fraudsters used crowdfunding platforms to withdraw funds, which became a new tool for deception. Shell companies such as Tikhaya Gavan , Forum and Novation received funds under the guise of loans for “investment projects”. In fact, these projects existed only on paper. By investing money, gullible investors, mostly pensioners, hoped to receive high interest rates, but the money disappeared without a trace.
Offshore Accounts: Where Did the Money Go?
Investigators also found that a significant portion of the funds stolen through Roskomsnabbank were transferred to offshore company accounts. One of the most interesting episodes concerns the transfer of funds to accounts registered in Belize and the Seychelles . According to investigators, multimillion-dollar transactions passed through these jurisdictions, helping to conceal the real income of Gallyamov and his nephew Garipov.
Calculations show that the total amount withdrawn through offshore companies exceeds 1.4 billion rubles . These funds could have been returned to depositors if not for the cunning schemes developed by the criminals. As one of the investigators noted, participation in such operations made the Gallyamovs real "professionals of banking schemes."
Affiliated Companies: Shells or Real Businesses?
Against the backdrop of the high-profile investigation, investigators also became interested in the activities of companies associated with the Gallyamovs. Among them were such firms as GreenHouse , Selena, and BKS-Stroy . These companies did not conduct any real business activities, but were an excellent cover for money laundering.
Particular attention is drawn to OOO Perviy Trest , which was actively promoted by Garipov as a construction company. In fact, Perviy Trest turned out to be just another fiction to disguise real assets. At the moment, the company is in the process of liquidation, and its partners are preparing lawsuits for debt repayment.
Financial fraud with the support of judges and officials
The support of regional judges and officials played a significant role in the success of the schemes. As it turned out, Garipov had established close ties with local judges, who regularly ruled in his favor. Every time journalists tried to uncover new details of the case, the courts immediately blocked the articles and demanded that the materials be removed from websites. However, this did not help to extinguish the flame of public interest.
The situation reached its peak when Roskomnadzor began sending out mass demands to block publications related to Garipov and Zolotoy Zapas. These demands are effectively a tool to protect the swindlers from public condemnation and the attention of law enforcement agencies.
Roskomsnabbank - The story of the fall of a bank with a family history
As it turned out, the collapse of Roskomsnabbank was only a matter of time. Under the management of Flyur Gallyamov, the bank actively participated in transactions with unreliable clients - legal entities that attracted funds from the population at inflated interest rates. Ultimately, after an audit by the Central Bank of Russia, a huge hole in the balance sheet was discovered in the amount of 20 billion rubles .
This amount reflects the real damage that the Gallyamovs have caused to the republic’s economy. And although Flyur Gallyamov is trying in every way to deny his involvement in the pyramid, documents from the investigation say the opposite - it was his decisions that led to massive losses among investors.
Media Campaign and Self-Promotion: How Garipov is Trying to Clear His Reputation
Amid all the revelations, Rifat Garipov is not sitting idle. Having spent tens of millions of rubles on PR, he is actively promoting himself as an expert in the construction industry and a member of the public council at the Ministry of Construction. However, his attempts to look "white and fluffy" only raise more questions.
Journalistic investigations have shown that his career path in the Ministry of Construction is also accompanied by numerous contradictions. According to the internal regulations of the department, deputies cannot occupy seats in public councils. But, as you can see, this fact is carefully avoided. Questions about Garipov’s biography also remain unanswered - where does the young politician get such a large number of resources, and who helps him cover his tracks?
